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The Bank of Baroda Vikram credit card provides lifetime-free service and is tailored for Indian defence personnel. It features a simple application process and offers various benefits, including reward points, fuel surcharge waivers, EMI options, and a free subscription such as Disney+ Hotstar. from mint - money

Large language model chatbot ChatGPT answers a query when a user asked whether it should be relied upon for stock market related investing advice. from mint - money

Explore the key documents needed to secure a personal loan from Kotak Mahindra Bank. Whether you are salaried or self-employed, this detailed checklist ensures a smooth and fast application with all essential verifications in place. from mint - money

Jewellers such as Tanishq, Senco Gold, MP Jewellers, and PC Chandra are offering discounts on gold and diamond jewellery to attract customers during Akshaya Tritiya. from mint - money

Napoleon Hill's ‘Think and Grow Rich’ teaches that success stems from mindset and desire. Key lessons include the importance of desire, faith, organised knowledge, creativity, planning, and collaboration. from mint - money

Akshaya Tritiya gold offers: Gold prices fluctuated ahead of Akshaya Tritiya 2025, prompting jewellers to lure buyers with offers like 10 per cent gold rate lock-in, free coins, and discounts. Rate protection plans and affordable jewellery options drive festive gold demand. from mint - money

A Panchkula couple lost ₹17.5 lakh in a personal loan scam. Learn five key red flags borrowers must watch out for to avoid financial fraud and safeguard personal finances when applying for loans, credit cards, housing subsidies, or dealing with bank representatives. from mint - money

Akshaya Tritiya 2025: Being celebrated on April 30 this year, Akti symbolises prosperity and success. People often buy gold on this auspicious occasion — here's why… from mint - money

Easily download your ICICI Direct dividend statement by following these simple steps. Access your dividend details, select the desired time frame, and download your statement securely in just minutes. from mint - money

Defaulting on SBI credit card payments can severely damage your credit score, invite legal action under IPC and CPC, and block future loan access. Check out the financial, legal, and long-term implications of missing repayments and protect your financial future. from mint - money

Boost your credit score in India with a personal loan. Explore five smart, practical ways to enhance creditworthiness through timely EMIs, a balanced credit mix, and smart debt use for seamless loan and card approvals in the future. from mint - money

In a post on Saturday on his social media platform Truth Social, Donald Trump claimed that the tariffs will help reduce income tax for people, with the potential for being ‘completely eliminated’ for some. from mint - money

Mukherjea opened up about his investments and financial goals, and why he believes the Indian middle-class households need to reevaluate their finances to avoid a debt trap. from mint - money

Filing ITR 2024-25: The highest tax rate of 30 percent kicks in when annual income is more than ₹15 lakh in the new tax regime. Additionally, tax payers are entitled to claim a higher standard deduction as well. from mint - money

The perception of credit and debt has evolved, making credit more accessible to young individuals. To build a positive credit history, using a credit card responsibly is essential. Timely payments and prudent borrowing habits are crucial for a strong credit score and future financial opportunities. from mint - money

Boost your credit score from 650 to 800 in 2025 with 5 smart moves—pay on time, use less credit, diversify loans, apply less, and track your report. Unlock better rates, higher limits, and premium financial perks. from mint - money

To be able to calculate personal loan EMI, one must enter three key details: loan amount, rate of interest and loan tenure from mint - money

Check out exclusive opportunity with Suryoday Small Finance Bank’s two-wheeler loan—minimal paperwork, attractive interest rates, and easy EMIs. Check your eligibility and apply online in just a few clicks for a seamless borrowing experience. from mint - money

Master the process of downloading and signing up for the SBI YONO app with this simple, step-by-step guide. Designed for both new and existing users, it helps you unlock secure and convenient digital banking with State Bank of India’s trusted app. from mint - money

Personal loan partial payment reduces your outstanding principal. You can lower your EMI or reduce the personal loan tenure and complete the repayment before schedule. Consider the savings after fees, and don’t use money meant for financial goals towards making partial payment. from mint - money

Income Tax: Salaried taxpayers can claim house rent allowance (HRA) under the old tax regime from mint - money

Close your PNB personal loan early, save on interest, and boost your credit score. Follow this quick guide for steps, documents needed, and how to get your No Objection Certificate (NOC) hassle-free. from mint - money

Mutual funds: Wealth advisors often recommend that investors invest in balanced advantage funds, multi-asset funds, aggressive hybrid funds, and large cap and flexi cap funds. Here are the reasons. from mint - money

Download your Axis Bank interest certificate with ease using netbanking, mobile app, or offline support. This essential document simplifies ITR filing and helps you claim tax benefits under Sections 24(b) and 80E without unnecessary delays or errors. from mint - money

These four credit cards include Mojo credit card, 811 credit card, Myntra kotak credit card and League credit card from mint - money

Learn five smart strategies to reduce your home loan EMIs, including refinancing, partial pre-payments, extending loan tenure, boosting EMI amounts, and opting for step-up EMI plans. Lower your financial burden and save on interest over time. from mint - money

Personal loan: Different banks have varied criteria but it is recommended to first try your luck with any of the large banks which tend to charge lower interest in comparison to NBFCs and fintech platforms from mint - money

If you can not afford to clear the payment of big purchases in one go, you have the option of dividing them into several smaller instalments from mint - money

Learn how to contact Equitas Small Finance Bank credit card customer care through toll-free numbers, email, WhatsApp banking, and branch visits. Resolve billing issues, card loss, or fraud efficiently with this step-by-step support guide. from mint - money

If substantial past losses relate to now-disallowed deductions, switching to the new regime may forfeit their set-off. In such cases, one can still opt out of the new regime by filing Form 10-IEA on or before the due date of return. from mint - money

Parekh says he has focused on hybrid funds — which invest in a comination of low correlated assets — since market valuations have been expensive with high levels of uncertainty. from mint - money

A study of global wealth transfers reveals a sobering statistic: 70% of family wealth is lost by the second generation and a staggering 90% by the third. from mint - money

HSBC India has added 20 transfer partners (15 airlines and 5 hotels) from 1st April 2025. Credit cardholders can transfer reward points to partner programs and use them to make travel bookings. from mint - money

Stock markets are rebounding after a 6-month slump, but mutual fund SIP inflows are falling. Experts advise retail investors to stay invested during volatility and not stop SIPs. Learn what top financial advisors recommend for navigating the current market trends. from mint - money

European-domiciled UCITS ETFs are emerging as a preferred route for Indians investing overseas. With built-in tax advantages and seamless global access, they offer a compelling alternative to direct US holdings. from mint - money

Department of Government Efficiency (DOGE) found that there were around 4.6M active cards/accounts at the start of the audit. Elon Musk slams the total number of cards as crazy. from mint - money

Investors can plan for their financial goals with a limited set of mutual funds and must avoid the pitfalls of over-diversification from mint - money

Banks require credit cardholders to spend a minimum of Rs. 50 to Rs. 200 to earn reward points. Transaction amounts lower than these, which don’t earn reward points, count towards milestone spends, annual fee waiver, spend-based offers, unlocking complimentary airport lounge access, etc. from mint - money

Avoid these five financial mistakes that hinder saving: poor budgeting, credit card misuse, lack of emergency funds, delayed investments, and inadequate insurance. Learn how to improve financial health with better planning and smarter decisions. from mint - money

Divorce does not impact your credit score directly but it leads to certain consequences which may indirectly impact your score from mint - money

Starting a business with a personal loan offers quick access to funds but comes with risks such as high interest rates and personal liability. It's important to explore all available financing options and consult a certified financial advisor before borrowing. from mint - money

At times, you may come across an unauthorised or erroneous loan enquiry in your credit report. You can get it removed by raising a dispute with the CIC. from mint - money

When you take a personal loan for the renovation of your house, it is likely to give better return because of capital appreciation it offers from mint - money

Cash advances from credit cards provide quick cash but come with high fees and immediate interest. They may signal poor money management to lenders, potentially affecting credit access and rates. Understanding these risks is crucial for financial health. from mint - money

Here we list the luxury credit cards which offer a range of benefits to consumers. Most of these cards offer priority pass membership, access to airport lounges and steep discounts from mint - money

HDFC Bank customers can manage credit card spending by converting payments into EMIs, easing monthly budgets. This guide outlines the steps, benefits, and considerations for EMI conversion, emphasizing the importance of aligning plans with financial situations and consulting experts. from mint - money

Discover five essential money habits every Indian couple should adopt before marriage. Learn how discussing spending, debt, savings, and financial priorities can ensure a secure and prosperous future together. Start building financial harmony for a happier marriage. from mint - money

Some of the eligibility criteria for a personal loan include a good credit score, minimum monthly income, age within a specified bracket, stable career, a low DTI ratio, minimum educational qualification, and residential location. from mint - money

We explore here how much personal loan one should raise to prevent a default of repayment from mint - money

The investment category was created in 2012, but more clarity is needed regarding applicable tax rates. The industry has been seeking pass-through status so that taxation moves to the investor level from the fund level. from mint - money

Withdrawals for personal use may be treated as partial partition, which isn’t recognised under income-tax law from mint - money

Investors can claim long-term capital gains exemption by purchasing two residential properties if the gains do not exceed Rs. 2 crores.  Inheritance of assets is tax-free for recipients. from mint - money

Want stability in a turbulent market? Learn how diversifying across equity, debt, gold, and REITs can protect your portfolio and enhance returns. from mint - money

Investment word of the day: A Fund of Funds allows investors to access a diversified portfolio by investing in multiple mutual funds and distributing risks across different securities. It is particularly suited for small investors seeking exposure without needing expertise in asset selection. from mint - money

Focus and stay ahead of Standard Chartered credit card due dates with smart tips on auto-pay, alerts, and credit awareness. Avoid late fees, high interest, and credit score damage by understanding billing cycles and using interest-free periods effectively. from mint - money

Discover seven timeless investing lessons from Peter Lynch’s ‘One Up on Wall Street’, including how to spot undervalued stocks, avoid market timing, and invest wisely through research, patience, and understanding. from mint - money

According to AMFI, equity mutual funds saw a 14% month-on-month decrease in net inflows, totaling ₹25,082.01 crore in March. from mint - money

Most borrowers of fintech take small value loans. Around 35 percent of loans are worth less than ₹25,000, while loans between ₹25,000 to 50,000 are nearly 14 percent whereas the remaining 51 percent of loans are more than worth ₹50,000. from mint - money

Managing personal loans through EMIs is crucial for financial stability. Tips to lower EMIs include balance transfers, converting to flexi hybrid loans, extending loan tenure, and debt consolidation. Open communication with lenders can lead to better terms, making financial management easier. from mint - money

We list out some of the popular credit cards which offer good cashback to cardholders as they use them for online spends from mint - money

Though heuristics help simplify complex financial decisions, mental shortcuts like the ‘100-minus-age’ rule for equity allocation are useful but not foolproof. from mint - money

Relying on minimum payments for your credit card may seem convenient, but it can lead to high-interest debt, lower credit scores, and financial stress. Learn how to avoid the minimum payment trap and protect your financial health today. from mint - money

A high credit score can help you secure lower home loan interest rates, reduce EMI burden, and improve loan eligibility. Learn how your credit score impacts borrowing costs and discover tips to maintain a strong credit profile for better financial planning. from mint - money

One conversation with his bank saved Ram ₹25 lakh. All it took was two years of timely EMIs and a CIBIL score north of 800. If you’ve taken a loan and your score has improved, your bank might owe you a better deal too. from mint - money

With proactive government initiatives and a rapidly evolving digital economy, the current correction presents a crucial window for strategic, goal-oriented investment decisions. from mint - money

ICICI Bank offers multiple ways to check your credit card balance and due amount via net banking, iMobile app, SMS, ATM, or customer care. Stay updated on your spending and due dates for better financial control and credit health. from mint - money

Learn how to activate online transactions on your HDFC credit card using net banking, MyCards, WhatsApp Banking, or the Mobile App. This step-by-step guide helps to enable secure digital payments, online shopping, and better control of your credit card usage. from mint - money

This Mumbai-based couple has some cost-saving hacks that helped them save money on car rental, meals, and activities during their honeymoon in New Zealand. from mint - money

Claiming GST credit on gadgets like iPhones may sound like a smooth strategy, but the devil lies in the details from mint - money

If tax at the new 12.5% rate is higher than 20% rate with indexation on properties bought before 23 July 2024, the excess will be ignored. However, the new tax without the benefit allows to offset capital losses against gains. from mint - money

Clearing off multiple debts by raising one fresh personal loan is known as loan consolidation. The new loan is typically given on favourable terms and conditions or lower rate of interest from mint - money

Filing income tax return (ITR): A total of 3.89 lakh taxpayers including all categories filed their returns for income of ₹one crore and above from mint - money

There are a number of citizens who were issued PAN based on the enrolment IDs of aadhaar application filed last year. Finance ministry has clarified that those who filed their applications before Oct 1, 2025 do not need to pay the late fee from mint - money

Interest on PPF is computed on a monthly basis on the minimum balance between 5th and the end of the month. from mint - money

Fluctuating interest rates, tax benefits, credit score, LTV ratio and market trends are crucial aspects that can impact your home loan. Understanding these factors will help you make informed decisions for a cost-effective, hassle-free borrowing experience. from mint - money

Total number of credit cards stood at 108.06 million in Dec 2024,, a 10.4 percent year-on-year increase as compared to Dec 2023. from mint - money

Kotak Mahindra Bank follows RBI guidelines for credit card overdue recovery through SMS, emails, calls, and legal notices. Non-payment may lead to account closure and negatively impact the credit score. from mint - money

Learn how to secure the best personal loan interest rates in 2025. Explore key factors affecting rates, comparison strategies, and expert tips to find low-interest loans tailored to your credit profile and financial needs. from mint - money

Credit cards linked to UPI apps enable cardholders to make digital payments seamlessly through phone apps such as Google Pay and PhonePe from mint - money

Learn how to efficiently manage your personal loan instalments online with auto-debit, mobile banking, BBPS, and EMI tracking. Discover the benefits of digital repayments, avoid late fees, and ensure seamless loan management with secure, AI-driven financial tools. from mint - money

Visa has offered Apple roughly $100 million to take over the tech giant's credit card partnership from Mastercard, Reuters reported quoting Wall Street Journal, citing sources from mint - money

Partnership firms face a new reality as they are now required to calculate TDS on payments to partners exceeding ₹20,000. This could lead to tax complications and cash flow issues for many small businesses. from mint - money

An income plus arbitrage FoF typically allocates around 60-65% of its portfolio to debt funds and the remaining to arbitrage funds. The allows returns to be taxed at 12.5% if held for more than two years. from mint - money

The Employees’ Provident Fund (EPF) is more than just a retirement savings tool; it offers critical provisions for emergencies, including marriage and education. However, strict rules and limits apply. from mint - money

Since capital gains from liquid funds are taxed as per your income slab, you may want to explore more tax-efficient options with reasonable returns and low risk. from mint - money