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ICICI Coral Credit Card offers exclusive rewards, dining discounts, and complimentary lounge access, making it a smart lifestyle choice for everyday expenses and frequent domestic travellers seeking valuable savings. from mint - money

A credit card statement details your credit usage, spending habits, and payment obligations. Understanding it is crucial for managing credit and avoiding debt. Regular reviews can aid in financial management and decision-making. from mint - money

GST promised simplicity. But for India’s booming packaged food sector, every seasoning, flavour, and innovation now comes with a tax twist. from mint - money

It is recommended to apply for credit cards which offer good cashback deals to the cardholders. Here we list out some of them from mint - money

HUFs can run businesses, but the tax treatment depends on how they raise funds. Know what triggers clubbing rules. from mint - money

If your tax liability is more than the advance tax paid, you can pay balance tax through any of 31 banks at e-pay tax service. Two new banks added to the list in 2025 are Tamilnad Mercantile Bank (w.e.f. March 5) and Yes Bank (June 27). from mint - money

The insurer can deny your claim at the time of medical emergency if you have not disclosed your medical history with the insurer. So, what counts as a pre-existing condition? How far back must you go in your medical history? from mint - money

As interest in India's pre-IPO market surges, investors are drawn to the potential for significant returns. Yet, the allure of quick profits comes with pitfalls that can lead to devastating losses. Here are the hidden complexities and strategies to navigate this lucrative yet challenging market.  from mint - money

 Starting July 2025, Aadhaar becomes mandatory for PAN applications, and new rules for UPI chargebacks and Tatkal train ticket bookings will also be implemented. from mint - money

F1: In this film, Brad Pitt plays a faded F1 star who mentors a rookie driver. The story emphasizes teamwork, frugality, and personal growth, showcasing the thrill of racing alongside valuable financial lessons, all wrapped in a Bollywood-inspired narrative. from mint - money

This guide explains the process of transferring shares from a deceased ICICI Direct demat account holder to a registered nominee, including key documents, steps, and contact support for smooth transmission. from mint - money

Here we list out a few credit cards which do not charge any annual fee. The list is indicative, and not exhaustive. from mint - money

Get instant personal loans of up to ₹5 lakh with faster approvals by ensuring accurate documentation like salary slips, KYC, address proof, and digital verification for quick disbursal. from mint - money

To be able to activate digital payment service on your credit card, you can simply link your RuPay credit card with UPI from mint - money

A hard inquiry occurs when a credit user applies for a loan. This leads to the loss of credit score. Applying for too many loans indicates that the user is too desperate for loan. from mint - money

Quick surgeries are now routine, yet many insurance plans still demand 24-hour hospitalisation to honour claims—leaving modern patients stranded in an outdated policy framework. from mint - money

Freelancer can decide to raise a personal loan for a variety of reasons such as to buy an equipment or gadget, or for working capital during a lean month from mint - money

Five key reasons for which one could take a personal loan include wedding, urgent travel, higher education, house renovation and emergency from mint - money

Retail investors face risks from front running, a fraudulent practice where stock tips are exploited before public disclosure. SEBI has acted against media figures and institutions to protect market integrity. from mint - money

Easily add your credit card to the Amazon mobile app with this step-by-step guide, ensuring faster payments, secure checkouts and better control over digital shopping transactions. from mint - money

When returning to India, NRE deposits are taxable, but FCNR deposits remain tax-exempt until maturity for non-residents. from mint - money

Receiving refund emails after closing a credit card is common due to pending settlements; banks must transfer such refunds to customers upon request under RBI guidelines. from mint - money

To get approved for your first credit card, it is vital to check your eligibility, start with a beginner friendly car and apply with the right bank from mint - money

Lenders tend to give personal loans at low rates of interest to those borrowers who have a good credit score from mint - money

Preeti Sharma, Partner, Global Employer Services, Tax & Regulatory Services of BDO India shares her views on tax filing process, income tax forms,new tax regime and recommendations for tax department from mint - money

Loans linked to banks’ internal benchmarks may not see immediate relief, certain loan categories come with fixed interest rates. NBFCs use internal models to decide whether to pass on benefit of repo cut or not

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SEBI’s 2025 rules democratize algorithmic trading, bridging the gap between investment advice and execution for retail investors, promising seamless, automated, and disciplined stock trading. from mint - money

Also, nominees can directly transfer mutual fund units to legal heirs.  from mint - money

Your credit limit defines your spending capacity. While requesting a higher limit can boost financial flexibility and credit scores, it also risks overspending. Manage credit wisely and consult experts before applying for increases to avoid debt issues. from mint - money

We give a lowdown on the highest FD interest rates offered by top 7 banks from SBI, PNB to HDFC Bank from mint - money

Irdai mandated parity for AYUSH claims with allopathic care in Jan 2024. Yet patients face rejection over unclear rules, documentation issues and varying insurer interpretations. from mint - money

There could be numerous reasons of holding multiple cards. Sometimes, you may want to raise your credit limit and at times, you want better rewards and offers from mint - money

The credit score above 700 is believed to be good. And when it is above 750, it is considered excellent. And when the score is excellent, you can manage to raise personal loan at a low rate of interest. from mint - money

Prepayment of loan involves payment of interest on the outstanding loan. Rate of interest is inversely proportional to the outstanding tenure from mint - money

Premium credit cards are exclusive and give special offers such as access to golfing greens and concierge services which are not provided by the regular cards from mint - money

Using credit cards to fund birthday celebrations can lead to high interest, rising debt, and credit score damage. Stay informed about hidden traps before swiping for special occasions. from mint - money

Paying only the minimum due on your credit card may prevent penalties but can raise your credit utilisation, increase interest costs, and eventually harm your credit score and financial stability. from mint - money

The rapid growth of digital lending market presents both opportunities and challenges. While it provides easy access to credit, borrowers must navigate hidden costs and potential debt traps, emphasizing the need for responsible lending and financial literacy. from mint - money

NRI children must report Indian interest income in their resident countries, but tax relief is available under DTAA to avoid double taxation. Here's how the rules apply across borders. from mint - money

FIRE is not a one-size-fits-all approach, especially in India, where cultural attitudes about money are deeply entrenched in familial obligations, social expectations and economic disparities. from mint - money

Income Tax: Advance tax is meant to be paid by anyone who is a salaried professional or freelancer or business owner with tax liability of ₹10,000 or more. from mint - money

Vijay Kedia, the founder of Kedia Securities, shares how he distributes his investments in different asset classes other than equities, and why he is bullish on the tourism sector. from mint - money

Wealth advisors suggest investors to keep exposure to equity mutual funds as high as 70 percent if the time horizon is longer than 7 years from mint - money

Many borrowers in the country still believe income, debit card use, or marital status affect credit scores. This article clears five common myths and explains what truly impacts your creditworthiness. from mint - money

Investing in fund of funds can be tricky, especially when it comes to understanding true expense ratios. We explain how different fund houses report costs and the implications for investors. from mint - money

Several credit cards now offer airport lounge access based on spending thresholds or premium membership benefits, with evolving policies from major issuers requiring updated awareness for seamless travel comfort. from mint - money

Check out how much personal loan you can avail on a ₹25,000 monthly salary, detailing eligibility criteria, RBI rules, EMI limits, and bank-specific loan offers in 2025. from mint - money

It is highly recommended to check your credit report on a regular basis so that you can take a corrective action and maintain a good credit score from mint - money

RuPay credit cards allow card users to route their UPI transactions via these cards. As a result, all miscellaneous transactions are recorded in the credit card statement instead of bank statement from mint - money

Mutual funds: Aggressive hybrid funds refer to schemes which invest anywhere between 65 to 80 percent of assets in equity & equity-related instruments. The remaining 20 to 35 percent of assets are invested in debt instruments from mint - money

Here we give a lowdown on five key steps that one needs to take for pushing the credit score upward. These steps include clearing the bills on time, keeping the credit utilisation ratio below 30 percent and maintaing a healthy credit mix from mint - money

The additions of up to 50X reward points on travel spends, and the increase in redemption value of a reward point to Rs. 0.50 have enhanced the value proposition of the IDFC FIRST Bank Mayura Credit Card. from mint - money

LIC Saral Pension Plan offers retirees a simplified, IRDAI-standardised immediate annuity scheme with flexible payouts, tax benefits, loan facility, and lifelong income for secure post-retirement planning. from mint - money

Check out five unconventional strategies to speed up personal loan approval in 2025 using fintech tools, pre-approved offers, employer tie-ups, festive timing, and a smart credit mix. from mint - money

Earlier on Friday, the RBI cut interest rates by a larger-than-expected 50 basis points, and unexpectedly reduced the cash reserve ratio for banks to make available more money to lend in a bid to boost the economy. from mint - money

A small set of fintechs are working with Open Network for Digital Commerce, which is a government initiative, to create an alternate route of mutual fund distribution for the masses from mint - money

The Diderot Effect remains a parable for how one act of consumption can trigger a cascade of financial decisions, often with ruinous outcomes. from mint - money

Domestic gold futures is now trading three per cent lower from its all-time record high mark of ₹1-lakh achieved last month on the multi commodity exchange (MCX) from mint - money

Join Mint's webinar on June 14th, where experts Neil Borate and Mayuresh Kini will clarify the intricacies of reporting foreign ESOPs and RSUs, focusing on tax compliance and financial optimisation for Indian professionals. from mint - money

A zero-spend weekend encourages individuals to redefine joy by participating in activities like reading, cooking, and family bonding. from mint - money

Form 16 is the TDS certificate issued by the employer to employee at the end of the financial year, form 26AS is Tax credit statement and AIS is comprehensive view of information for a taxpayer displayed in form 26AS from mint - money

This article debunks common credit score myths, offers expert advice, outlines RBI updates, and shares proven tips to improve credit scores for better financial health and loan eligibility. from mint - money

When economic indicators look good, everyone becomes an expert on why prosperity was inevitable. The danger for individual investors lies not in the narratives, but in believing them completely from mint - money

The rate cut cycle - kicked off early this year - will continue for some time. There is no denying the fact that this will lead to lower interest rates on home loans, from mint - money

The "India Wealth Survey 2025," conducted by Marcellus Investment and Dun & Bradstreet, revealed a worrying picture of limited savings, heavy debt burdens, and lack of financial planning among wealthy individuals. from mint - money

Conservative investors tend to opt for fixed deposits (FDs) over bonds, debt over equity schemes and mutual funds over stocks. Here we list out some common categories for conservative investors from mint - money

ITR-2025: As a taxpayer, you should know which form applies to you based on the source of your income. Here we give a lowdown on common income tax forms from mint - money

There are a number of credit cards which enable card users to access airport lounge upto a certain number of times subject to some limits, of course from mint - money

Personal loans: Loan to value (LTV) is an important metric that applies in case of secured loans where an advance is computed as a proportion of total value of asset which is given as collateral from mint - money

Personal loans for self-employed individuals in India involve stricter eligibility, higher interest rates, and specific documentation requirements, with credit scores and income stability playing a critical role. from mint - money

Government employees in India benefit from specialized loan products with better terms and lower interest rates due to their secure income. This article discusses the advantages, eligibility criteria, and important factors to consider when applying for personal loans. from mint - money

Compare personal loans and payday loans across key factors like cost, repayment terms, interest rates, and regulation to make smarter borrowing decisions based on financial needs and goals. from mint - money

Any amount received without consideration from a relative would not be taxable and is specifically exempt under section 56(2)(x) of the Income Tax Act, 1961. from mint - money

The star fund manager says he wants to re-balance his personal portfolio, which has historically been skewed towards equities, as he is now in his 50s. He is also looking to build a separate corpus of ₹10 crore for post-retirement contingencies.    from mint - money