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We list the top-performing mutual funds that have delivered a return of over 20% in the past 5 years. These include Aditya Birla Sun Life Large Cap Fund, Edelweiss Large Cap Fund, Franklin Large Cap Fund and HDFC India Large Cap Fund. from mint - money

The updated guidelines include cyber fraud for the first time, call on insurers to set up fraud monitoring committees, and require distribution channels to have their own anti-fraud policies, procedures and controls, among other things. from mint - money

Here we list out a few credit cards which you can use to make the most of your movie experience by claiming free movie tickets from mint - money

Financial experts at Mint Horizons emphasised the importance of global diversification for Indian investors, highlighting opportunities through GIFT City. They discussed strategies for accessing international assets, suggesting a split of 60% in India and 40% in dollar-based investments. from mint - money

After decades of relative calm, markets may be entering a period of structural change. Investors who grew up in an era of easy money and global stability must adapt their assumptions and embrace caution without succumbing to fear. from mint - money

Investing in ready-to-move-in properties minimizes risks associated with under-construction homes, such as delays and financial complications. Tax implications further support ready homes, providing immediate benefits and peace of mind to buyers. from mint - money

Even as robotic surgery and stem cell therapy gain ground, outdated sub-limits and opaque migration rules leave many policyholders struggling for fair coverage. from mint - money

Using the right card can help you save considerable amount of money. We list out some popular travel credit cards here from mint - money

Mint explains the intricacies of sections 54 and 54F of the Income Tax Act and how they can help cut your tax bill. from mint - money

Experts warn of a correction in equities and gold amid stretched valuations and AI-driven growth in the US. But for long-term investors, staying the course may still be the best bet. from mint - money

Zerodha is launching a fixed deposit product on its Coin platform, enhancing its range of low-risk investment options.  from mint - money

Out the total 10,877 complaints, 5,360 complaints were disposed off in the month of September by different entities, Sebi SCORES data revealed from mint - money

Rising healthcare costs and customer grievances expose critical gaps in India’s health insurance ecosystem — from weak underwriting to lack of provider regulation and product design flaws. from mint - money

PFRDA chairman S. Ramann outlines the regulator’s shift from designing centralised NPS products to empowering pension fund managers to innovate and expand India’s retirement coverage. from mint - money

Delays in PF withdrawals often stem from minor errors in personal details or missing transfers. Here’s how to review and fix your EPF records before they cause trouble. from mint - money

ICICI Lombard clarifies that the 'material change' clause will not affect coverage or premiums after policy issuance, addressing concerns about potential claim rejections for new diseases diagnosed post-purchase.  from mint - money

Some smart strategies to manage loan repayments include automating EMIs, listing the details of all loans, making a repayment plan, debt consolidation, prepaying/foreclosing loans with the lowest outstanding or highest interest rate and more. from mint - money

If you received a windfall of money (say ₹10 lakh) this Diwali, you should avoid chasing the next winner. Instead, you may choose diversification across asset classes i.e., equity, debt, gold and cash – advise experts from mint - money

Health insurance policy documents often include a reasonable and customary clause, which allows insurers to pay only for costs that they consider fair and standard. What should patients to minimize rejections? from mint - money

Mid cap mutual funds refer to those funds who invest a minimum of 65% of their assets in mid cap stocks, per the Sebi’s categorisation of mutual fund schemes. from mint - money

The new rules provide depositors the flexibility to make nominations as per their preference and allow multiple nominations -- up to 4. from mint - money

The industry needs to make insurance as clear, convenient, and relevant as the rest of Gen Z’s financial life. from mint - money

HUF and HUF assets differ; an HUF can exist without owning assets. Gifts from non-family can benefit HUF, and members can contribute personal property. Succession laws changed post-2005, allowing legal heirs to inherit. Full partition is required for tax recognition. from mint - money

The concerns over PF withdrawal rule changes are misplaced and stem from a flawed understanding of the EPF objectives. from mint - money

We list out some credit cards that are effective in giving cashbacks and reward points for online shoppers from mint - money

A robust portfolio is characterized not by numbers but by purpose. from mint - money

Refinancing is common when you want to save money over a period of time by lowering your total interest. For example, your credit score has improved since the original loan, improving your chances of raising a loan on convenient terms from mint - money

We list out highest fixed deposit interest rates offered by banks (both private and government-run) to senior citizen depositors.   from mint - money

There are certain scenarios in which you could avoid using credit card for making payment. We list those scenarios here from mint - money

This Diwali, let joy and mindful credit card practices go hand in hand. The urge to splurge on yourself and your loved ones is natural. But no celebration is worth months of EMI burden. from mint - money

A high credit score has numerous advantages beyond easier loans and credit cards. It may come in handy when raising funds from investors, at the time of tying the knot and when joining hands with a business associate.  from mint - money

Under the new tax rules, any amount received by a shareholder from a share buyback is taxable as dividend income. from mint - money

As markets open for the symbolic Muhurat session on Diwali, investors across generations blend culture, sentiment, and long-term investing to mark the start of Samvat 2082. from mint - money

From poor credit score and debt-to-income ratio to loan amount, your eligibility to secure a personal loan depends on a slew of factors, which we have listed here from mint - money

With gold prices going through the roof, should retail investors focus on the precious metal or continue to invest in mutual funds and other asset classes as well? We explain the pros and cons here. from mint - money

Diwali teaches us to inculcate a number of effective money habits that are beneficial for investors in the short, medium and long term. from mint - money

Indian tourists who are planning to visit Japan will soon be able to make digital payments through their UPI applications, as NPCI signed an MoU with Japan-based NTT DATA. Here's what we know so far… from mint - money

While seeking blessings from Lakshmi this Diwali, don’t forget to invite Saraswati, too. These five money principles can help you do just that. from mint - money

In the excitement of Diwali, Christmas and New Year’s, people often focus solely on the joy of the moment and forget the financial consequences of overspending. Here's how to protect yourself from harmful financial decisions. from mint - money

This Diwali, review your investments and liabilities, eliminating unnecessary items and adding what may be missing. from mint - money

You should take necessary steps to protect your credit score from gettting adversely affected by identity theft. We list out some smart tips here from mint - money

A detailed look at a recent personal loan scam in Kolkata highlights some crucial lessons for borrowers to stay safe:  verify lenders, avoid upfront payments, and protect personal information from fraudsters. from mint - money

Dhanteras 2025: Before applying for a personal loan this festive season, understand the importance of borrowing wisely, comparing offers, and maintaining financial discipline to avoid over-borrowing and long-term debt. from mint - money

Diwali 2025: Maxing out your credit card during this festive season can harm your credit score and finances. Smart budgeting, disciplined spending, and mindful repayment safeguard long-term financial stability and peace of mind. from mint - money

Paying EMIs on time this Dhanteras strengthens credit scores, enhances borrowing power, and fosters financial discipline, helping individuals secure long-term financial stability while avoiding penalties and improving loan approvals. from mint - money

If your health insurance claim is rejected after porting despite continuous coverage, here’s what Irdai’s rules say—and the steps you can take to get it resolved. from mint - money

Diwali 2025: Maintain a good credit score this festive season by budgeting smartly, managing credit card spending, and ensuring timely repayments to enjoy festive celebrations without affecting your financial health. from mint - money

Dopamine, FOMO and digital design: What’s really driving India’s festival shopping rush and how to shop smarter from mint - money

An index fund is more like a regular mutual fund scheme. ETFs trade on stock exchanges just like shares, and their prices fluctuate throughout the day. Your choice would depend upon various factors, including the type of investor you are from mint - money

Secured credit cards help users build credit, enjoy easy approvals, and develop financial discipline while ensuring safety, rewards, and future upgrades through responsible credit management. from mint - money

A digital personal loan application can be made from anywhere. Online or video KYC speeds up the approval process. The applicant can choose from various tenure options and may benefit from lower interest rates. from mint - money

Using a personal loan wisely this Diwali can prevent debt stress. Avoid speculative investments, lavish spending, and impulsive purchases to enjoy a financially responsible festive season. from mint - money

Over seven crore EPFO subscribers can now withdraw up to 100% of their eligible provident funds, including both employee and employer shares. We explain CBT's simplified partial withdrawal provisions and reduced minimum service requirements.  from mint - money

BNPL services can impact your credit score based on timely repayments, credit checks, and how responsibly you manage your borrowing behaviour and overall financial health. from mint - money

Credit card traps during Diwali 2025 can lead to hidden charges, rising debt, and credit score damage. Stay financially safe by managing spending, avoiding fake offers, and planning repayments wisely. from mint - money

A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank, or a secured credit card can increase the overall credit limit.  from mint - money

Online personal loans offer faster approvals, minimal paperwork, flexible options, and transparent processes, making digital borrowing a convenient and secure choice for modern borrowers seeking quick financial assistance. from mint - money

Gold and Bitcoin are both rallying on fears of de-dollarization and global uncertainty. But while one rests on centuries of trust, the other is still testing the limits of belief. from mint - money

Silver has delivered stronger returns than gold, but navigating the white metal’s volatility isn’t always easy. from mint - money

Inflows into equity funds across market cap saw a decline: large cap, mid cap and small caps fell by 18%, 4.5%, 12.6%, respectively.  Meanwhile, inflows into flexi cap funds too fell to ₹7,029 crore against ₹7,679 crore in the preceding month. from mint - money

This may come as an inconvenience to customers who may go out in the late hours and try to use SBI UPI services. However, with the bank's warning, SBI UPI users can be now equipped from beforehand to avoid any inconvenience. from mint - money

Cancelling a credit card can impact your credit score by increasing credit utilisation and reducing credit history length, making responsible credit management crucial for maintaining a healthy financial profile. from mint - money

For NRIs, inheriting property or bank deposits in India can take months of legal effort without a Will. Here’s why missing paperwork can trap crores in limbo—and how to avoid the ordeal. from mint - money

AI tools can inadvertently harm your finances by making decisions based on biased data. When linked to budgeting apps and robo-advisors, they might misinterpret your behavior, leading to poor investment choices. from mint - money

The new rule will become effective on or before 31 December 2025, says the NPCI directive dated 7 October. Users will also have the option to port mandates from one UPI app to another. from mint - money

The foreclosure fee usually ranges from 2 to 5% of the outstanding loan amount. For some personal loan products, the foreclosure fee waiver is a standard feature. In some products, the waiver is conditional based on the EMIs paid, the loan amount, etc. from mint - money

After retirement, investors are supposed to withdraw only upto a maximum of 4% corpus in one year for a sustainable post-retirement life from mint - money

When you have a personal loan offer at a high interest rate, then it is recommended to explore options by other lenders some of who may give a better offer from mint - money

Gold has gained around 50% this year, but history warns that emotional buying during rallies can backfire. Experts suggest cautious, long-term allocation of 5–15% in portfolios. from mint - money

Kiwi has introduced ‘Interest-Back EMIs’ on UPI, allowing consumers to split large purchases into instalments while earning cashback on interest. from mint - money

Buying an iPhone 17 on EMI can influence your credit score based on timely repayments, credit utilisation, and financial discipline, affecting your overall creditworthiness and future borrowing capacity. from mint - money

Life is unpredictable. This one small step today can prevent your hard-earned wealth from becoming inaccessible to your loved ones tomorrow. from mint - money

Zomato partners with HDFC Pension to launch the NPS Platform Workers Model for its delivery partners, allowing them to contribute to a pension fund for long-term financial security. from mint - money

The festive season is the best time to buy consumer durables, gadgets, etc. Merchants and banks offer discounts and cash back. Use credit cards to make the most of card-specific offers. Timely credit card bill payment/personal loan EMI payments help build/maintain a good credit score. from mint - money

Here is everything you need to know about the Bihar Mahila Rojgar Yojana that gives women ₹10,000 as financial assistance. from mint - money

Real estate investment trusts, relatively new in India, have offered regular albeit varying periodic income to their unitholders and have already seen some ups and downs. Here's all you need to know about investing in them. from mint - money

HUFs are treated as separate tax entities under income tax laws, allowing for distinct tax exemptions, investments, and home loan benefits. from mint - money

The growth of personalised credit advice happened place because of AI’s ability to process real-time data at scale, which transformed traditional credit scoring from a one-size-fits-all model into user-centric experience. from mint - money

Since personal loans are unsecured, lenders typically charge a higher rate of interest on them. from mint - money

NFO Alert! There are nine new mutual fund schemes that are available for investment in this month. Check the list here from mint - money

IndiGo and SBI offer a co-branded credit card for an annual fee of ₹1,499, giving an array of privileges from mint - money

UPI payments: Validated handles (@valid) are introduced as an additional payment option for investors. This compliments existing payment modes, allowing investors the flexibility to continue using the method they are most comfortable with. from mint - money

Credit monitoring has evolved from a reactive approach to a proactive tool, allowing consumers to access credit reports easily and manage their financial health. from mint - money

At Mint Money Festival, Zerodha’s Dinesh Pai shared why Rainmatter backs founders obsessed with real problems, why execution trumps ideas, and why most retail investors should avoid angel bets. from mint - money