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The tax on equity investments in India depends on the type of investment, the holding period and type of gains. While listed shares and equity mutual funds are subject to capital gains tax, income from intraday trading and F&O is taxed at the applicable income tax slab rate. from mint - money

EPFO has extended its planned system migration, delaying the restoration of online member and employer services by another day. Subscribers will now be able to access claims, passbooks and other digital services from July 2, subject to completion of the upgrade. from mint - money

Smart habits build a stronger financial future by improving payment history and boosting credit scores. This guide offers practical steps to manage bills, avoid missed payments, and strengthen your credit profile from mint - money

Gold and silver prices today, 30 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates. from mint - money

Boost your retirement income with the right investment choice. Compare SCSS vs SBI Senior Citizen FD vs RBI Floating Rate Savings Bond on returns, interest rates, limits and tax rules to find the best option for your long-term financial goals. Consult a certified financial advisor before investing. from mint - money

e-Verify is a digital process to authenticate your Income Tax Return after filing. You must e-Verify your ITR within 30 days from the date of filing your return. If not done within the deadline, the IT department may treat your return as invalid. from mint - money

The Mumbai ITAT held that the I-T Department cannot make a tax addition for an alleged cash payment in a property purchase based solely on documents seized from a third party. Such additions must be backed by independent and corroborative evidence linking the buyer to the transaction. from mint - money

Investors looking to take a contrarian call on the IT sector can do so by using sector or theme-based schemes, but prefer actively-managed diversified schemes where fund managers decide and monitor sector allocations from mint - money

EPFO subscribers can claim up to ₹7 lakh from the Employees Deposit-Linked Insurance (EDLI) scheme. Here's how you can avail the benefit for no additional cost and file claims with the retirement organisation. from mint - money

Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Saturday, 27 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai. from mint - money

Experts suggests that an investor's risk appetite depends on financial capacity and emotional comfort with risk. Assess your income, savings, liabilities, age, and ability to handle market volatility. Together, these factors help determine the level of risk you can sustain over the long term. from mint - money

Gold and silver prices today, 26 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates. from mint - money

Dearness Allowance: From DA hikes to payment of arrears for central and state government employees and retired pensioners, we check the top 12 latest developments and updates. from mint - money

Tax authorities have identified thousands of cases in which taxpayers allegedly altered deductions or exemptions when revising their returns. from mint - money

Gold and silver prices today, 25 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates. from mint - money

A major push for change, the 8th Pay Commission is reviewing five key cadre management reforms proposed by NC-JCM. The recommendations focus on equal pay, faster promotions, vacancy filling, recruitment improvements and better career growth for central government employees. from mint - money

ITR filing is not determined only by income levels or tax liability. Several financial transactions and asset holdings can independently trigger a mandatory return filing requirement. from mint - money

Choose the right personal loan for your financial goals. Comparing interest rates, loan tenure, repayment flexibility and processing charges can help reduce costs, improve affordability and support better long-term financial planning. from mint - money

The Boss Scam turns trust into a cyber threat by targeting victims through fake authority. This article explains how fraudsters impersonate CEOs and regulators using urgent messages. It also highlights simple steps to prevent cyber fraud and financial losses. from mint - money

Updating nominee details in your EPF account is important after major life events such as marriage, divorce or the birth of a child. Here's a step-by-step guide to changing nominees online. from mint - money

From verified trading apps to AI-led fraud detection, India’s regulator is rolling out new tools to protect retail investors—but awareness remains the missing link. from mint - money

8th pay commission: The 8th CPC panel is holding meetings in Lucknow, Uttar Pradesh today and tomorrow (22 and 23 June). Check here for full schedule of state visits and latest updates on the commission's progress. from mint - money

Protect your savings from ATM fraud with simple safety measures. Here we explain common ATM scams, their impact on card users, and five effective ways to prevent financial losses while keeping your banking information secure. from mint - money

Gold and silver prices rose in India on 22 June, with 24-karat gold at ₹148,120 per 10 grams. Geopolitical developments include US-Iran talks progressing towards a final deal within 60 days, easing global energy supply threats amid ongoing negotiations. from mint - money

Prepared families recover faster from financial shocks. An emergency fund provides a vital financial safety net, helping households manage medical costs, job loss and unexpected expenses while protecting long-term goals and strengthening financial security during uncertain times. from mint - money

Income-tax returns: The Income-Tax Department has introduced some key changes in how taxpayer report income using the ITR-4 / Sugam form online for this tax year (FY26 / AY27). Here's all you need to know… from mint - money

Employees provident fund: The Centre has ratified 8.25% interest rate for EPF deposits this financial year. Looking ahead, here's a look at the rules under EPFO 3.0, which allow withdrawal of funds through ATM and UPI. from mint - money

Mutual funds are effective for wealth creation, but regular portfolio reviews are essential. Investors should conduct light checks periodically and a detailed review annually to ensure alignment with financial goals, prevent allocation drift, and avoid common pitfalls during evaluations. from mint - money

Chaired by Justice Ranjana Prakash Desai with members Pankaj Jain and Pulak Ghosh, the 8th Pay Commission will decide on salary and pension hikes of central government employees and pensioners, with recommendations expected next year following stakeholder consultations. from mint - money

A 35-year-old Bengaluru professional seeks to reduce his monthly spending by ₹20,000 from a ₹1.8 lakh salary. Strategies include meal planning, setting a monthly food budget of ₹18,000, and limiting dining out, while automating savings for financial stability. from mint - money

8th pay commission: Here's how much salary hike Railway employees can expect from the 2.92, 3.50 and 3.80 fitment factors demanded by the Indian Railways Technical Supervisors Association across pay levels. from mint - money

Big employment boost ahead as PMVBRY benefits reach Nagpur and Chandrapur, supporting job creation, formal workforce growth, and social security through EPFO-led incentive disbursement events. Check out complete details to understand the salient features.  from mint - money

EPFO: EPF members can check their employees provident fund balance through the official website, text SMS or the Umang app. Here's a stepwise guide for subscribers about how to use each available method… from mint - money

Dearness Allowance: Maharashtra Transport Minister Pratap Sarnaik announced a 5% DA hike for MSRTC employees last week. Notably, employee unions are demanding payment of DA and HRA arrears. Here's all we know. from mint - money

A property's sale price, circle rate and lender valuation often differ. Understanding the gap can help buyers avoid funding shortfalls, tax surprises and last-minute loan rejections. from mint - money

Under the Income Tax Act, a senior citizen is defined as a resident individual aged 60 years or older, but less than 80 years during the previous year. A super senior citizen is a resident who is 80 years of age or older. Here are the income tax slabs applicable to senior and super senior citizens.  from mint - money

The market's top-performing segment doesn't follow a rotation you can predict or systematically exploit. Large-caps lead one cycle, small-caps dominate the next, mid-caps have their moment - and none of it arrives on a schedule you can front-run by looking at last year's returns. from mint - money

MCX gold rate today for August futures contracts was trading 0.09% higher at ₹1,53,060 per 10 grams. MCX silver futures, on the other hand, were trading 0.4% lower at ₹2,51,130 per kg. Check the retail rates in your city.  from mint - money

The Annual Information Statement (AIS) provides taxpayers with a comprehensive and consolidated view of their financial data. It includes the taxpayer's TDS and TCS details, specified financial transactions (SFT), tax payments, demand and refund records.  from mint - money

8th Pay Commission developments: Key updates include consultation visits, an extended memorandum deadline and stakeholder outreach across multiple states. Here are the latest updates from the official website.  from mint - money

The mAadhaar app will be replaced by a new Aadhaar app, launched on January 28, 2026, to enhance privacy and control over data. Here's what makes the new app different and whether you need to transfer data manually. from mint - money

Corporate burnout motivates considering a sabbatical. I asked ChatGPT if I should go for it. from mint - money

As of June 14, 2026, senior citizens over 60 can access higher FD interest rates, with extra benefits for those over 80. Various banks offer additional rates. from mint - money

IRDAI has issued guidelines on Migration and Portability for health insurance, allowing policyholders to transfer benefits between insurers or within the same insurer, ensuring continuity of waiting periods and accrued bonuses under certain conditions. from mint - money

8th pay commission: Railway groups want fitment factor of 3.80. We look at what the IRTSA has demanded when it comes to fitment factor across levels and how this could increase salaries of Railway employees. from mint - money

The Himachal Pradesh government, led by Chief Minister Thakur Sukhvinder Singh Sukhu, on Thursday announced that state employees will now receive 100 per cent of their salary while on study leave for higher education. from mint - money

Elon Musk's SpaceX had a bumper $75 billion IPO and is set to propel the world's richest person into trillionaire status. Here's a look at whether Indians can get a share of the pie and how much a $10,000 investment in the rocket company could make for you… from mint - money

Aviva Life Insurance CEO Asit Rath says tighter regulations are pushing the industry away from commission-led selling toward life-stage advice, data-driven underwriting and long-term customer engagement. from mint - money

Himachal Pradesh Chief Minister Thakur Sukhvinder Singh Sukhu on Sunday presided over a meeting of the Finance Department and reviewed the financial situation of the State. Here's what was discussed on arrears, pension and dearness allowance. from mint - money

After years of chasing growth in mid- and small-caps, investors may need to prepare for a slower market cycle and rediscover the value and safety of large-caps. from mint - money

Borrowing cash over ₹20,000 from friends or family can incur significant tax penalties. Transactions must go through banking channels to avoid scrutiny.  from mint - money

Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Tuesday, 9 June 2026. Check the price of 18K, 22K and 24K gold and silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai. from mint - money

A Kolkata fast-food stall generates ₹3 lakh monthly with a 20% profit margin. Strategies to increase profitability include menu optimisation, upselling and operational efficiency.  from mint - money

On 8 June, gold prices fell by 0.94% to ₹1,54,290 per 10 grams, influenced by rising Middle East tensions and higher crude oil prices. Silver also declined by 1.6% to ₹2,45,120 per kg. from mint - money

Bitcoin steadied in early Asia trading on Monday after recovering some lost ground since dropping below $60,000 late last week — a level not seen since Donald Trump won reelection in 2024. from mint - money

IRDAI has tightened disclosure requirements around claim decisions, requiring insurers to clearly explain the reasons for rejecting health insurance claims. from mint - money

Many retail investors think that spotting a potential multibagger stock is all about predicting which right pick. Here's how Shankar Sharma navigates the market opportunities. from mint - money

Gold Rate Today: Here are gold rates in key Indian cities on Saturday, 6 June 2026. Check the price of 18K, 22K and 24K gold in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai today. from mint - money

Dearness Allowance: We explain how 2% DA hike for central government employees and pensioners, announced in April, was calculated using the AICPI's 12-month average as prescribed by the 7th pay commission. from mint - money

Filing an Income Tax Return starts with selecting the right ITR form based on your annual income, sources of income and taxpayer category. There are seven ITR forms, and selecting the right one is essential to avoid errors and remain compliant with tax regulations. from mint - money

ITR utilities are now available, but Form 26AS, AIS and TIS data may still be updating. Filing too soon can trigger mismatches, revised returns and refund delays. from mint - money

US news: Americans may see their social security payments reduced by $500 per month over the next six years, by 2032, amid changes to the benefits program. Here's what we know… from mint - money

Under Indian tax law, a person's obligation to file and pay taxes does not end with death. The responsibility passes to their legal representative or legal heirs, and overlooking it can lead to notices, penalties and delays in settling financial affairs. from mint - money

Too many mutual funds can weaken returns. Over-diversification creates portfolio overlap, complexity and confusion. A focused mutual funds strategy with clear asset allocation can improve long-term investment performance. Take proper guidance from a certified financial advisor to manage finances.  from mint - money

Want to know if EPFO 3.0 ATM withdrawal is live? Check the latest update, official status, PF withdrawal process, UPI option, rules, limits, launch timeline, login details, and what members should do now. from mint - money

Secure a steady retirement income with the Senior Citizens Savings Scheme (SCSS) at 8.2%. A couple can earn nearly ₹5 lakh annually on a ₹60 lakh investment backed by a government guarantee. from mint - money

Financial planning includes calculating your savings, investments and retirement fund before making investment decisions. If you plan to purchase an SUV in the next 2-5 years, here's how you can use SIPs to build adequate corpus… from mint - money

On 2 June, gold prices on MCX rose marginally amid a weaker dollar and declining crude oil prices. MCX gold August futures rose to ₹1,59,440 per 10 grams, while geopolitical tensions surrounding US-Iran negotiations continued to impact markets. from mint - money

A crisis-tested investing lesson, Warren Buffett’s 2008 rejection of Lehman and AIG highlights the value of balance-sheet strength, liquidity, trust and disciplined fundamental analysis. As an investor, one must follow fundamentals and make sensible investments backed by data and solid facts.  from mint - money

The Sukanya Samriddhi Account matures 21 years after opening, regardless of the girl's age. Contributions last for 15 years, and the girl can withdraw 50% of the balance at 18 for education or marriage expenses. Tax benefits apply under Section 80C. from mint - money