Which apps should you use to track your expenses?

Kuber Bathla, a research associate, turned to expense tracking apps to monitor his spending, but found limitations in both SMS/email tracking and account aggregator systems. SMS/email tracking can be inaccurate and raises privacy concerns, while the account aggregator system has issues with credit card transactions and transaction timestamps. Expense tracking apps generate revenue through subscription fees or by selling other products on their platforms. Bathla has returned to manually tracking his expenses with Excel, citing the flaws in current apps.

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