Why the HDFC-Swiggy card is about loyalty, not rewards

Co-branded credit cards, such as the one offered by HDFC and Swiggy, are popular among customers for their rewards and benefits. However, there are several issues, including unclear terms and conditions, low cashback rewards, and difficulties in customer service. Despite the problems, the HDFC-Swiggy card remains attractive for frequent Swiggy users.

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